Murabahaa
Zero-interest fuel & utility credit

Fuel today.
Pay later.

Instant fuel credit and utility bill funding, at zero interest. Get approved in minutes, fill up now, repay within 48 hours — no interest, ever.

Bank-level security 3-minute approval
Available credit0% interest

₦150,000

₦48,300 used · repay in 22h

Fuel credit

Petrol · Diesel · CNG

Utility bills

Prepaid electricity

0

Max instant credit limit

0

Average approval time

0

Repayment window

0

Interest, always

How it works

From signup to full tank, in four steps

01

Register in minutes

Sign up with your phone number and BVN. No paperwork, no branch visits.

02

Get an instant limit

We assess you in real time and unlock a credit limit up to ₦150,000.

03

Fuel up or fund bills

Pay at any partner station or fund your prepaid meter — instantly, on credit.

04

Repay in 48 hours

Settle from your wallet or bank account. No interest, no hidden charges. Ever.

Why Murabahaa

Everything you need, nothing you don't

Built for the moments money runs out before the month does.

Instant approval

Complete registration in 3 minutes and unlock a limit up to ₦150,000 immediately.

Utility bill funding

Fund prepaid electricity meters instantly. Never get disconnected again.

Genuinely zero interest

Structured on Murabaha principles — a transparent, fixed cost with no compounding interest.

Bank-level security

Your funds and data are protected with encryption and continuous fraud monitoring.

Flexible repayment

Repay from your wallet or linked bank account, any time within your 48-hour window.

24/7 support

Real people, real fast — get help with your account any time, day or night.

Trusted daily

People rely on Murabahaa when it counts

“I used to skip a fill-up when things were tight before payday. Now I fuel up and settle it 48 hours later — no stress, no interest.”

C

Chidinma A.

Ride-hailing driver, Lagos

“My meter ran out at 11pm on a work night. Funded it from the app in under a minute and repaid it the next day.”

T

Tunde O.

Software engineer, Abuja

“Registration took less time than my last fuel queue. The zero-interest part is real — I checked my statement twice.”

A

Amina B.

Small business owner, Kano

Ready to never run dry?

Join thousands who fuel up and fund their bills first, and worry about it later — interest-free.

The Murabahaa mobile app is on its way.

FAQ

Questions, answered

Yes. Credit is structured on Murabaha principles — a transparent, fixed cost agreed upfront, with no compounding interest, ever. What you see at checkout is what you repay.

New users can unlock up to ₦150,000 in instant credit after registration, based on your profile. Limits can grow over time as you build a repayment history.

Most users are approved in about 3 minutes after completing registration and verification — no branch visits, no waiting days for a decision.

You’ll get reminders well before your window closes. Reach out to support if you need help — we’d rather work with you than penalize you.

Yes. We use bank-level encryption, continuous fraud monitoring, and never share your data with third parties without consent.